Associate Wealth Advisor

Work Location

Quebec, Quebec, Canada

Hours 37.5

Industry TD Asset Management

Salary Details $0.00 - $0.00 CAD

This position is eligible for commission income in addition to a base salary based on the local minimum wage.

TD is committed to offering fair and equitable compensation to all colleagues. Growth opportunities and skill development are essential characteristics of the colleague experience at TD. Our compensation policies and practices are designed to allow colleagues to progress up the salary scale over time, as they improve in their roles. The base salary offered may vary based on the candidate's skills and experience, professional knowledge, geographic location, and other specific needs of the sector and the company.

As a candidate, we encourage you to ask questions about compensation and have an open conversation with your recruiter, who can provide more specific details about this position.

MAIN RESPONSIBILITIES

CLIENT

• Manage the client to ensure long-term profitability, understand their needs, and offer products and services that meet their needs.
• Provide quality investment advice for the entire range of products (registered products, unregistered products, stocks, fixed-income securities, foreign securities, Canadian securities, etc.) to fully meet the needs of clients.
• Use your financial planning expertise to develop quality plans that exceed client expectations through well-documented investment planning and asset management that highlight factors related to the asset.
• Collaborate and, if necessary, establish a partnership with other sectors of TD and recommend clients to them (e.g., TD Canada Trust, TD Commercial Banking Services, TD Mutual Funds), and adhere to the True Partnership Agreement to enhance the customer experience.
• Lead support staff in providing client services according to CPP standards.

CLIENT ACQUISITION

• Contribute to achieving business objectives by attracting, recruiting, and retaining clients, and proactively identifying sales opportunities and recommendations to improve profitability and foster growth.
• Promote and offer the full range of products and services.
• Support the accurate and timely use of business processes and procedures.
• Protect TD's interests; identify and manage risks, and, if necessary, refer high-risk or non-routine operations or activities to a higher level.
• Ensure that prepared documentation is accurate and correctly reflects the client's or unit's intentions, in compliance with relevant rules and regulations.
• Identify and propose opportunities to improve processes and actively participate in them.
• Ensure the necessary pre-review to guarantee the accuracy of all client operations and activities.
• Stay informed about emerging issues or trends and the evolution of regulatory requirements, and evaluate their potential impact.
• Maintain a risk management and control culture, supported by effective processes that align with the risk appetite.
• Assume responsibility for mitigating operational and regulatory risks by adhering to TD's and the sector's codes of conduct.
• Be thoroughly familiar with TD's service standards, policies, procedures, and controls, as well as the sector's and securities laws and regulations, and comply with them; adhere to the most rigorous ethical standards.
• Be well-versed in and comply with the compliance and OCVM requirements outlined in the CPP policies and procedures and the OCVM rules and regulations. This includes documents on current and new accounts, marketing documents, etc.

EMPLOYEE / TEAM

• Fully participate as a team member, supporting a positive work environment that prioritizes business service, quality, innovation, and teamwork, and ensuring the timely communication of important issues and topics.
• Support the team by continuously improving your knowledge and expertise in your own field, and participate in knowledge transfer within the team and functional unit.
• Stay informed about emerging trends and developments and expand your knowledge of the company, techniques, and related tools.
• Participate in performance management and personal development activities, including cross-training within your own team.
• Keep other team members informed about the status and progress of projects and all relevant information related to daily activities.
• Contribute to team success by willingly helping others complete and execute their tasks; provide training, coaching, and advice as needed.
• Contribute to creating a fair, positive, and equitable environment, supporting a diverse workforce.
• Act as an ambassador for the brand for your sector or functional unit and for TD, both internally and externally.

SCOPE AND REACH

• Have experience in specialized service delivery, advisory services, or support for processes and programs in your area of specialization.
• Have experience and conceptual and practical knowledge in your own area of specialization, as well as knowledge of broader related areas.
• Take responsibility for your own work, and sometimes for that of others; act as a superior or source of knowledge for others within your own sector.
• Lead projects or areas of work within larger, moderately risky projects; possibly provide advice on common functional activities, processes, and programs.
• Work according to broad guidelines and policies and execute tasks from start to finish, independently.
• Solve moderately complex problems by adopting a new perspective on existing solutions.
• Exercise judgment, based on the analysis of multiple sources of information.
• Provide the commercial context when offering advice in the specialization area to internal or external stakeholders.
• Perform the work with minimal guidance and supervision.
• Address and resolve problems.
• Report to a branch manager.

EXPERIENCE AND EDUCATION

• Professional degree or undergraduate degree
• Registration with the OCVM as a representative and maintain your license in good standing
• Life Insurance Representative License or desire to obtain it within the following year
• CIWM, CFA, CIM, CFP, optional
• Certified Financial Planner (CFP) course approved for the Associate Wealth Advisor position (Planning)
• At least 3 years of experience in asset management or support for asset management in meeting client needs

About Us

TD is a global leader in the financial services sector. It is the fifth-largest bank in North America by number of branches. Every day, we strive to make every interaction, every product, and every experience remarkably human and pleasantly simple for over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues leverage their skills, talent, and creativity to deepen relationships, ensure rigorous execution, and make banking simpler and faster. TD is a deeply committed company to being a leader in customer experience. That's why we believe every colleague, regardless of their sector, is in touch with the customer. Together, we reimagine the banking experience and its possibilities for our customers, colleagues, and communities.

Our Total Compensation Program

Our total compensation program reflects the investments we make to help our colleagues and their families achieve their goals.