Credit Analyst

Want to have a direct impact on business decisions? Join our team as a credit analyst and leverage your expertise to assess risks, support business growth, and ensure sound client portfolio management. In this strategic role, you will work closely with several internal partners to make informed decisions that benefit both business opportunities and company protection. Every analysis you conduct will contribute to building strong and lasting relationships with our clients.

Harnois Énergies, we're all in!

Your future responsibilities as a credit analyst

• Analyze and evaluate credit applications by examining financial statements, credit reports, payment histories, and associated risks;
• Determine credit limits, payment terms, and guarantees;
• Formulate informed recommendations regarding the approval, modification, or rejection of credit applications to support sound risk management;
• Ensure the monitoring and review of the client portfolio, identifying at-risk accounts and proposing appropriate mitigation strategies;
• Collaborate closely with sales, customer service, and collections teams to promote proactive and effective credit risk management;
• Maintain rigorous and compliant documentation, ensuring the traceability of analyses, credit decisions, and the quality of files for audit and compliance purposes.

We offer you many benefits as a credit analyst

• A range of social benefits: collective REER, group insurance, corporate discounts, etc.;
• A corporate fuel discount card;
• A Health and Well-being program with a gym;
• On-site kitchen with discounted prepared meals;
• Competitive vacation program;
• Company-organized social activities;
• A passionate team and a convivial atmosphere!

To be a credit analyst, you must

• Possess a minimum of 3 years of experience in credit analysis, risk management, or a similar role;
• Be familiar with the main commercial credit evaluation agencies, such as Equifax, TransUnion, CreditSafe, Dun & Bradstreet, or their equivalents;
• Be comfortable with technological tools, including the Microsoft Office suite (Excel proficiency) as well as ERP and CRM systems;
• Demonstrate a good understanding of financial statements and the ability to interpret financial indicators to assess a company's credit health and risk.

To become a credit analyst at Harnois Énergies, you can apply directly on our careers site!

A company that invests in its employees, that's all in us at Harnois Énergies.

• Please note that the masculine form is used without any discrimination and solely to lighten the text.
• #AllInUsHE