Financial Security Advisor (Independent)

The Opportunity

Build your own business and ensure its success through the relationships you cultivate, the people you support, and the impact you have in your community.

Co-operators is expanding its presence in the Canadian financial services market and is looking for motivated, relationship-focused professionals ready to launch their own business and make a concrete impact. Whether you have years of experience or are just starting out in the financial services field, we offer you the autonomy needed to create and grow your independent business, with the support of a trusted national brand.

As a Financial Security Advisor (Independent), you will build long-term relationships with members of your community by helping these individuals and their families achieve financial security at every stage of their lives. You will use your network, entrepreneurial dynamism, and consultative approach to develop your client base by offering tailored insurance and wealth management solutions that meet the unique needs of each client. Through consistent advice and trustworthy guidance, you will establish yourself as a respected financial services professional in your community.

This is an independent business opportunity. As an independent advisor, you will be responsible for developing your own practice and distributing Co-operators products under the Co-operators brand.

How You Create Impact

• You establish yourself in your community as a trusted Financial Security Advisor (Independent) by building strong relationships with your clients, understanding their goals, and offering personalized solutions that meet their specific needs.
• Develop and grow a profitable and sustainable client portfolio through targeted prospecting, networking, referrals, and community engagement.
• Offer insurance and wealth management solutions that are personalized, advice-based, and foster long-term trust, loyalty, and financial security for your clients.
• Act as a Co-operators Financial Security Advisor (Independent), strengthening our reputation and presence in communities.
• How You Shine
• You take full responsibility for building a profitable and sustainable financial services portfolio.
• You gain your clients' trust by maintaining stable, advice-based relationships focused on long-term financial results.
• You grow your business volume through disciplined prospecting, networking, and active community involvement.
• You continuously develop your expertise in insurance, wealth management solutions, and market trends to maintain your competitive edge and credibility.
• You pursue your goals with focus and resilience, overcoming obstacles while effectively managing your time, priorities, and prospect funnel.
• You operate your business independently while upholding Co-operators' values, brand standards, and customer-focused approach.

This Opportunity Could Be Right for You If…

We are looking for motivated individuals who are relationship-focused and enthusiastic about providing financial security to Canadians and our communities.

You could be the person we're looking for if you

• Hold a valid Personal Insurance License (AMF) – or are willing to obtain one – and meet the requirements for practice rights and continuing education;
• Have experience in the financial services, insurance, banking, or other sales-consulting environments;
• Have experience running your own business;
• Have knowledge in wealth management, business-to-business, account management, or business development;
• Have held positions that required you to directly advise clients or manage relationships where trust and credibility were important;
• Are a business owner, entrepreneur, or community-level sales professional who thrives in an autonomous and long-term growth context.
• Proficiency in French and English, both spoken and written.*
• Professional proficiency in French and English is required as the role involves frequent written and oral communications on complex matters with internal and external parties in both languages.

Your Assets

• Proven ability to build trust-based relationships and translate them into sustainable business growth
• Strong sales and business development mindset and comfort with prospecting, networking, and opportunity creation
• Clear and confident communication, keen sense of organization, and disciplined follow-up
• Advice-focused approach, putting clients first and helping clients and their families develop their financial security and achieve their goals
• Resilience, accountability, self-motivation, and determination to take ownership of your results
• To Know
• In this role, you will work directly with clients, develop business, and provide advice autonomously.
• You will operate your own business as an independent entrepreneur under the Co-operators brand.
• You will establish your success over time by building relationships, developing your portfolio, and engaging in consistent business activities.
• You will exclusively distribute Co-operators products, in accordance with the terms of your Independent Entrepreneur or Independent Entrepreneur Agreement.
• Your background will undergo a thorough verification process.
• How You Benefit
• Opportunity to establish and develop your own client base in the financial services industry by taking responsibility for your results
• Opportunity to increase your income through business development, client retention, and new business success
• Flexible work model that accommodates remote work and offers autonomy regarding hours
• Comprehensive onboarding, training, mentoring, and continuous development program to support your long-term success
• Access to business tools, marketing resources, product specialists, and dedicated support teams to help you grow your business
• Support from a trusted Canadian brand that is well-established in communities and whose culture is values- and customer-focused
• Compensation

This opportunity includes a temporary income guarantee following onboarding and integration. Compensation is then structured to provide commissions. It is directly tied to performance and business results, with no cap on potential earnings.

To Apply

As part of the hiring process, your background, credit history, and eligibility will undergo a verification process that must satisfy Co-operators.

If you are a motivated, relationship-focused professional interested in founding a successful independent financial services business – whether you have experience or want to grow through this opportunity – we would be pleased to speak with you.

Present yourself with your ambition, curiosity, and commitment to your community, and build your independent financial services business with Co-operators.

Our Commitment to Inclusion

Co-operators is committed to creating a diverse, inclusive, and accessible environment. Regardless of your background and experience, we encourage you to explore this opportunity. Accommodations are available throughout the hiring process, upon request.