Credit Risk Analyst - Bilingual

We are building a relationship-focused bank for a modern world. We are recruiting talented and passionate professionals who care about doing the right thing for our clients.

At CIBC, we bet on your strengths and ambitions to give you the power to act. Our team members have what they need to make a significant contribution and be recognized, both for who they are and what they do.

Job Responsibilities

You will be responsible for executing a range of complex credit management functions for various credit accounts, leveraging your experience and knowledge of fundamental accounting principles. You will work according to general tasks and detailed work procedures, but will need to exercise the judgment and discretion necessary to determine the appropriate course of action. You will also be responsible for ensuring the execution, administration, and management of the authorized credit process, which means ensuring that all loan documents are complete and properly updated, in accordance with the terms of the credit facilities.

*At CIBC, we offer you the best work environment to help you achieve your goals. You will be able to efficiently complete all your tasks remotely; you will only need to work on-site occasionally.*

How to Succeed

• Credit Knowledge and Analytical Ability - Knowledge and experience in credit analysis and credit risk. Expertise in loan documents and collateral, compliance, verification, and control requirements. Knowledge of CIBC's internal systems and applications (e.g., COINS/COLT, STP, ECM, iCap).
• Collaboration - Maintaining open lines of communication with designated relationship managers. Periodic communication with employees, teams, and internal CIBC services (e.g., Risk Management, Corporate Group) at the peer and management levels to provide and receive information and escalate issues as needed. Periodic communication with external lawyers and Canadian Securities Registration Systems (CSRS) to obtain and clarify information on loans.
• Compliance - Ability to comply with CIBC's regulatory training and ensure that training programs and policies are uniformly applied throughout the company; The incumbent is personally responsible for complying with all these regulatory training and governance programs.

Your Attributes

• You prioritize the customer. You collaborate to find the right solutions. You go above and beyond because it's the right thing to do.
• You are results-oriented. You are motivated by achieving your goals and doing your best to make a difference.
• Collective success motivates you. You know that teamwork can turn a good idea into an extraordinary one. You know that an inclusive team that loves to collaborate can turn a vision into a reality.
• You love to learn. You care about growing your knowledge. You have a great sense of curiosity.
• Values matter to you. You stay true to yourself at work and embody our values of trust, teamwork, and accountability.
• You are able to support credit management operations in French and English outside of Quebec, Canada.
• What CIBC Offers You

At CIBC, your goals are a priority. Based on your strengths and ambitions as an employee, we strive to create opportunities that will allow you to leverage your potential. Our goal is to offer you a career, not just a paycheck.

• We strive to reward you in a personalized and relevant way, including offering a competitive salary, performance-based compensation, banking benefits, membership in an employee benefits program*, a defined benefit pension plan*, and an employee stock purchase plan, vacation time, support for your well-being, and Creator of Moments, our point-based recognition social program.
• With our spaces and technological tools, it becomes easy to bring great minds together to create innovative solutions that improve things for our clients.
• We foster a culture that encourages the expression of your ambitions through initiatives like Reason for Being Day, a paid day off that you can use to invest in your growth and development.
• Subject to the terms of the plan and program

What You Need to Know

• CIBC is committed to creating an inclusive work environment where all team members and clients feel welcome. We seek candidates with a wide range of skills and offer accessible experiences to candidates. If you need an accommodation solution, please write to Mailbox.careers-carrieres@cibc.com.
• CIBC is committed to being clear in the context of its hiring process. All postings aim to fill positions for which we are actively recruiting, unless otherwise stated.
• You must be legally admissible to work in Canada in the locations specified above and, if applicable, hold a valid work or study permit.
• We may ask you to complete an attributes-based assessment and other skills tests (such as simulation, programming, and French proficiency).
• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to learn more about you and everything you have to offer, and to give you the opportunity to learn more about us.
• Location
• Montreal - 1155 Rene-Levesque W. Main Banking Centre
• Employment Type
• Permanent
• Weekly Hours
• 37.5

Skills

Communication, Investigating, Microsoft Excel, Individual Development Planning, Loans, Credit Process