SENIOR LOAN WRITING DIRECTOR – Montreal, Laval, Boucherville

Come bank with us.

Choosing BDC as an employer means working in a healthy, inclusive work environment rich in skills and offering the best conditions to bring together unique teams where the power to act is real. It’s also being at the heart of ambitious economic and financial projects to see further and do things differently, to fuel the success of Canadian businesses.

Choosing BDC as an employer also means

• Flexible and competitive social benefits, including an employee savings plan where BDC pays you back for your voluntary contributions, a defined benefit pension plan, a wellness spending account and a $750 health and wellness account, among others
• In addition to paid vacation each year, five personal days, sick days as needed, and our offices are closed from December 25th to January 1st
• A hybrid work model that allows you to truly balance work and personal life
• Learning, training, and development opportunities, and much more...
• Discover how BDC works by consulting our company culture guide
• We are looking for a senior loan writing director to join our team!

This is an opportunity to leverage your analytical skills, business sense, and experience in commercial lending. You will be responsible for proposing high-quality loans for businesses across various industries in Canada. If you are looking for an organization that invests in your talent, join our engaged and diverse team!

JOB OVERVIEW

You will be responsible for conducting the required investigations and due diligence activities related to loan proposals. You will also need to present high-quality loan proposals, including all relevant analyses and documentation to ensure that the risk level meets accepted credit criteria and is compliant with BDC’s policies and procedures.

THE CHALLENGES YOU WILL FACE

• Write high-quality proposals by conducting analyses, performing appropriate investigations, and conducting due diligence activities on loan proposals of medium to high complexity.
• Establish appropriate terms, rates, repayment arrangements, and commitments, ensuring rigorous credit analysis, thorough due diligence, and sound account management practices.
• Review loan documentation and, if necessary, negotiate the transaction structure with internal partners (DC/DCA/GRC) to comply with policies and procedures.
• Participate in resolving compliance issues or significant changes that occur during the negotiation and structuring of transactions.
• Develop win-win solutions for the client and BDC through innovative ideas and resourcefulness.
• Maintain relationships with colleagues from business centers and internal partners to promote teamwork, pursue common goals, and ensure uniform application of policies.
• Stay up-to-date on changes to detailed policies, procedures, and processes and trends affecting credit and regulatory issues that may impact BDC.

WHAT WE ARE LOOKING FOR

• Bachelor’s degree in business, business administration, or accounting
• CPA or CFA designation and banking experience, a plus
• Three to five years of relevant experience
• Experience in loan writing and ability to analyze and negotiate financial transactions
• Discernment in credit matters and a deep understanding of policies and practices in this area
• Deep knowledge of BDC’s products, services, policies, processes, and procedures, and ability to provide first-class customer service to internal and external clients
• Ability to develop win-win solutions for the client and BDC through innovative ideas
• Strong communication skills to interact and negotiate with internal partners and, occasionally, with clients
• Good time management and ability to set priorities to meet critical deadlines
• Sharp business sense
• Team spirit and understanding of small business dynamics

BDC is proud to be one of Canada’s 100 Best Employers and one of Canada’s Best Employers for Diversity. We are committed to fostering a diverse, equitable, inclusive, and accessible environment where all employees can thrive and feel fully welcomed and appreciated at work. If you need accommodations to complete your application, please contact us at accessibilite@bdc.ca.

While we appreciate all applications, please note that only selected candidates will be contacted. Please note that the use of the masculine in the job title above is used for indexing purposes only.