Commercial Underwriter Intermediate

The Aviva Experience

Individually, we are people, but together, we form Aviva. These words take on their full meaning when they become our values: Kindness, Commitment, Community, and Trust.

At Aviva Canada, we put people first: our employees, our clients, and our communities. We are proud of a culture founded on kindness, inclusion, and collaboration, where your voice matters and your development is supported. We don't just do insurance; we make a real difference by protecting what matters most.

What You'll Earn

• A comprehensive compensation program including base salary, eligibility for an annual bonus, a retirement savings plan, an employee share ownership plan, health benefits, wellness initiatives, and opportunities for volunteering.
• A hybrid and flexible work model.
• Exceptional career development opportunities.
• A competitive vacation regime, with the possibility of purchasing 5 additional days per year.
• Employee-led programs focused on gender, LGBTQ+ community, heritage, diversity, and inclusion.
• Corporate wellness programs to support the physical and mental health of our employees.
• The Opportunity

As a Commercial Underwriter Intermediate, you will play a key role in managing and developing a portfolio of standard commercial business. You will be responsible for evaluating risks, making informed underwriting decisions, and providing quality support to partner brokers.

This position offers a great combination of autonomy, technical development, and collaboration within a dynamic team. It is ideal for a professional looking to deepen their commercial underwriting skills while directly contributing to the profitability and growth of the portfolio. You will also have the opportunity to participate in strategic initiatives and continuous improvement projects aimed at enhancing underwriting practices.

What You'll Do

• Evaluate, analyze, and price standard commercial risks, taking into account internal policies, risk appetite, and profitability goals.
• Manage renewals, new business, and endorsements (modifications, guarantee adjustments, special conditions, etc.) independently.
• Ensure the quality, accuracy, and compliance of files according to internal standards and regulatory requirements.
• Serve as a resource person for brokers and support them in structuring solutions tailored to their clients' needs.
• Develop and maintain strong and lasting business relationships with partner brokers.
• Collaborate with internal teams, including risk engineering, to identify trends and support decision-making.
• Contribute to achieving the portfolio's profitable growth objectives.
• Participate in cross-functional projects and continuous improvement initiatives.

What You'll Bring

• College or university degree in property and casualty insurance (AEC, DEC, or BAC).
• 2 to 3 years of experience in commercial insurance or commercial underwriting.
• Excellent command of French, both spoken and written.
• Good knowledge of computer tools and insurance management systems.
• Strong communication skills and ability to build trust with brokers and internal partners.
• Autonomy, diligence, and ability to manage multiple files effectively in a dynamic environment.
• Analytical mindset, professional judgment, and attention to detail.
• Ability to prioritize effectively and meet deadlines.

My Unique Advantage

• Professional insurance designation (PAA) in progress or completed.
• Experience in negotiation and close collaboration with brokers, in a partner and solution-oriented approach.
• Knowledge or exposure to specialized segments in commercial insurance.
• Strong interest in portfolio trend analysis and interfunctional collaboration (e.g., risk engineering).
• Strong results-oriented mindset, with a constant focus on profitability and sound portfolio management.

This job posting concerns an existing vacant position that has been advertised both internally and externally.

Aviva Canada may use AI (artificial intelligence) tools to facilitate the recruitment process, including filtering, evaluating, or selecting candidates for a position.

Aviva Canada accepts applications from all qualified individuals and has a process for offering workplace accommodation measures to candidates with functional impairments, at all stages of the recruitment process and during employment. If you have a disability that requires accommodation measures to be taken during the interview or recruitment process, please communicate with your Aviva Talent Acquisition team partner so that appropriate measures can be put in place.