Residential Mortgage Analyst for a Third Party - BMBE

We are looking to hire a Residential Mortgage Analyst for a Third Party - BMBE!

Immediate Supervisor: Residential Mortgage Manager for a Third Party - BMBE

Full-time/Part-time: Full-time

Salary Range: $60,000-$85,000

Posting Date: July 17, 2026

Closing Date: August 14, 2026

Working Hours: 8:30 AM to 5:00 PM

Pay Scale: 12.7

Location: Montreal, QC Incredible location! Just a few steps away from the main public transportation station

What We Offer

A very competitive total compensation package including benefits and advancement opportunities!

• Eligibility for benefits depends on work conditions

This position requires a high level of linguistic proficiency. Priority will be given to candidates who speak both English and French fluently.

The Opportunity:

Reporting to the Residential Mortgage Manager for a Third Party, the Residential Mortgage Loan Analyst is responsible for making credit decisions on applications within the permitted limits and in accordance with the Company's and the insurer's policies while aiming for service excellence. The analyst must apply reasonable diligence in reviewing documentation to ensure accuracy and prevent potential risk to the Company.

Your Contribution

• Establishes and maintains positive relationships with mortgage brokers to retain client loyalty to the company
• Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and lawyers
• Makes mortgage loan decisions within the limits of the powers granted, while ensuring compliance with policies and guidelines
• Interacts with mortgage insurers, if applicable, to make credit decisions
• Ensures that pre-signing checks have been completed before signing any mortgage condition or document, if applicable
• Prepares and issues mortgage commitments with appropriate conditions in accordance with established service level agreements/execution deadlines
• Prioritizes applications and workflow to ensure consistent and reliable risk assessments while managing high volumes and focusing on service excellence
• Stays up-to-date with the latest industry knowledge, competition, and market trends
• Adheres to policies/procedures to ensure compliance with anti-money laundering requirements

Your Experience

• Ability to establish and maintain positive relationships
• Strong service excellence skills
• Solid communication skills, both written and oral
• Ability to manage and resolve conflicts
• Strong analytical skills
• Attention to detail
• Organizational and time management skills
• Positive team spirit, with the desire and ability to lead others
• Ability to effectively solve problems and make decisions
• Full proficiency with basic computer software and practical knowledge of Microsoft Office suite
• Ability to manage pressure in a high-volume processing environment with tight deadlines
• Adherence to policies/procedures to ensure compliance with anti-money laundering requirements
• Education/Certification/Experience Requirements:
• Post-secondary education or equivalent professional experience required
• At least 2 years of experience in the mortgage underwriting field required
• Practical knowledge of computer software in a Windows environment required
• Bilingualism (French, English) required - interactions with English-speaking clients or partners
• Work Environment and Physical Requirements Analysis:
• Office environment
• Peak periods and tight deadlines
• Long periods of work without moving/while seated
• Long periods of repetitive movements (using a keyboard and mouse)
• Long periods spent in front of a computer screen
• Multitasking (e.g., speaking to a client on the phone while searching for information in a computer program)

Why Join First National?

• Competitive compensation
• Comprehensive benefits package (e.g., medical expense account, Maternity/Paternity Leave Supplement)
• Comprehensive training programs that prepare our employees for success
• Modern office environment conducive to collaboration
• Team-oriented culture
• Opportunities to give back to the community and workplace through various charitable activities
• Social activities throughout the year
• The Team You Will Join:

Founded in 1988, First National is one of Canada's largest non-bank lenders. We provide residential mortgages exclusively through the network of mortgage brokers and are the first commercial mortgage lender in Canada.

First National has long been recognized as an employer that offers a great place to work and we are proud that our employees' engagement feedback is more positive than that of our industry partners.

We thank all candidates for their interest in this position, but we will only communicate with those selected for an interview.

Artificial intelligence is not used in our recruitment or hiring process for this position.

First National is proud to be an equal opportunity employer and is committed to promoting diversity and inclusion without regard to race, color, religion, national origin, age, sexual identity, physical or mental disability, sexual orientation, or any other category protected by law.

First National supports accommodation requests from candidates with disabilities; please contact Human Resources at accessibility@firstnational.ca if you need an accommodation at any time during the recruitment process.

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